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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,556 | $51,708+154.4% | $106,619+23.4% | $62,881+109.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 78.0%+22.0pp | 69.3%+30.7pp |
| Annual return | 1.80% | 4.69%-2.9pp | 9.42%-7.6pp | 20.14%-18.3pp |
| Employer contribution / active EE | $7,603 | $1,764+331.1% | $3,947+92.6% | $2,281+233.3% |
| Participant deferral / active EE | $2,545 | $2,315+9.9% | $3,930-35.2% | $3,203-20.5% |
| Admin fee / account holder | $1,792 | $3,349-46.5% | $6,418-72.1% | $4,296-58.3% |