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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,434 | $114,712-16.8% | $173,730-45.1% | $87,485+9.1% |
| Participation rate | 70.8% | 73.0%-2.2pp | 79.6%-8.7pp | 68.9%+1.9pp |
| Annual return | 13.17% | 20.18%-7.0pp | 19.96%-6.8pp | 26.06%-12.9pp |
| Employer contribution / active EE | $1,981 | $2,904-31.8% | $4,577-56.7% | $2,596-23.7% |
| Participant deferral / active EE | $3,171 | $4,642-31.7% | $6,326-49.9% | $4,274-25.8% |
| Admin fee / account holder | $13,954 | $10,210+36.7% | $17,523-20.4% | $7,775+79.5% |