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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,397 | $82,674-23.3% | $125,381-49.4% | $68,486-7.4% |
| Participation rate | 90.9% | 75.1%+15.9pp | 82.4%+8.5pp | 67.9%+23.0pp |
| Annual return | -21.96% | -5.97%-16.0pp | 572.31%-594.3pp | -7.85%-14.1pp |
| Employer contribution / active EE | $1,643 | $3,382-51.4% | $4,815-65.9% | $2,597-36.7% |
| Participant deferral / active EE | $6,240 | $6,111+2.1% | $7,448-16.2% | $4,028+54.9% |
| Admin fee / account holder | $11,888 | $6,277+89.4% | $10,007+18.8% | $5,404+120.0% |