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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,791 | $86,298-78.2% | $111,308-83.1% | $85,847-78.1% |
| Participation rate | 85.7% | 73.3%+12.4pp | 77.3%+8.4pp | 69.3%+16.4pp |
| Annual return | 13.31% | 19.99%-6.7pp | 54.67%-41.4pp | 318.61%-305.3pp |
| Employer contribution / active EE | $1,744 | $2,044-14.6% | $2,732-36.1% | $2,565-32.0% |
| Participant deferral / active EE | $2,865 | $3,641-21.3% | $4,487-36.2% | $3,952-27.5% |
| Admin fee / account holder | $1,422 | $8,189-82.6% | $7,965-82.1% | $6,261-77.3% |