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| Provider | Service type | Compensation |
|---|---|---|
CAPITAL DIRECTIONS, LLC3+ years Service code 26 · EIN 58-2592093 | Advisory (Participants) | $192,307 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $65,110 |
LESESNE CAPITAL MANAGEMENT INC3+ years Service code 26 · EIN 58-1076711 | Advisory (Participants) | $10,883 |
Service code 26 · EIN 62-1417686 | Advisory (Participants) | $5,845 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; D... | $5,755 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,635 | $80,753+409.7% | $136,294+202.0% | $62,292+560.8% |
| Participation rate | 99.5% | 73.5%+26.0pp | 81.9%+17.6pp | 69.5%+30.0pp |
| Annual return | 15.32% | 35.83%-20.5pp | 5155.94%-5140.6pp | 28.90%-13.6pp |
| Employer contribution / active EE | $16,519 | $2,884+472.8% | $4,695+251.8% | $2,042+708.9% |
| Participant deferral / active EE | $10,509 | $5,164+103.5% | $6,247+68.2% | $3,169+231.6% |
| Admin fee / account holder | $1,038 | $525+97.6% | $9,243-88.8% | $479+116.6% |