See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RENASANT BANK4 years Service code 21 209 TROY ST · TUPELO, MS 38802 | Bank Trustee | $25,993 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $5,146 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,377 | $64,480-20.3% | $81,382-36.9% | $80,856-36.5% |
| Participation rate | 78.9% | 63.9%+15.0pp | 69.5%+9.4pp | 67.6%+11.2pp |
| Annual return | 13.02% | 16.34%-3.3pp | 24.73%-11.7pp | 35.59%-22.6pp |
| Employer contribution / active EE | $92 | $1,978-95.4% | $2,463-96.3% | $2,755-96.7% |
| Participant deferral / active EE | $603 | $3,094-80.5% | $3,883-84.5% | $4,296-86.0% |
| Admin fee / account holder | $502 | $5,671-91.1% | $5,768-91.3% | $6,918-92.7% |