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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $814,950 | $185,856+338.5% | $170,028+379.3% | $139,456+484.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.84% | 60.52%-49.7pp | 53.39%-42.5pp | 373.45%-362.6pp |
| Employer contribution / active EE | $15,819 | $7,593+108.3% | $6,788+133.1% | $4,753+232.8% |
| Participant deferral / active EE | $16,116 | $11,623+38.6% | $10,409+54.8% | $6,711+140.1% |
| Admin fee / account holder | $39,821 | $15,387+158.8% | $12,820+210.6% | $11,407+249.1% |