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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,095 | $201,344+132.5% | $184,243+154.1% | $145,877+220.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.50% | 29.01%-21.5pp | 28.82%-21.3pp | 551.28%-543.8pp |
| Employer contribution / active EE | $16,916 | $7,022+140.9% | $6,427+163.2% | $4,663+262.8% |
| Participant deferral / active EE | $17,318 | $9,807+76.6% | $9,132+89.6% | $6,691+158.8% |
| Admin fee / account holder | $386,717 | $16,382+2260.6% | $13,914+2679.4% | $13,402+2785.5% |