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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,095 | $201,259+132.6% | $184,200+154.1% | $145,959+220.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.50% | 28.98%-21.5pp | 28.80%-21.3pp | 561.95%-554.4pp |
| Employer contribution / active EE | $16,916 | $7,018+141.0% | $6,424+163.3% | $4,661+263.0% |
| Participant deferral / active EE | $17,318 | $9,806+76.6% | $9,132+89.6% | $6,689+158.9% |
| Admin fee / account holder | $386,717 | $16,372+2262.0% | $13,907+2680.7% | $13,398+2786.4% |