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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,603 | $60,349-22.8% | $74,184-37.2% | $62,881-25.9% |
| Participation rate | 75.0% | 72.7%+2.3pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | -0.40% | 21.38%-21.8pp | 17.74%-18.1pp | 20.14%-20.5pp |
| Employer contribution / active EE | $906 | $1,680-46.1% | $2,370-61.8% | $2,281-60.3% |
| Participant deferral / active EE | $1,742 | $2,856-39.0% | $3,550-50.9% | $3,203-45.6% |
| Admin fee / account holder | $5,962 | $4,261+39.9% | $5,586+6.7% | $4,296+38.8% |