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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,016 | $106,918-44.8% | $84,021-29.8% | $152,897-61.4% |
| Participation rate | 58.3% | 75.2%-16.9pp | 69.0%-10.7pp | 82.5%-24.1pp |
| Annual return | 10.14% | 105.01%-94.9pp | 71.32%-61.2pp | 345.43%-335.3pp |
| Employer contribution / active EE | $2,073 | $2,735-24.2% | $1,984+4.5% | $4,764-56.5% |
| Participant deferral / active EE | $4,892 | $4,012+21.9% | $3,239+51.0% | $5,851-16.4% |
| Admin fee / account holder | $147,004 | $8,288+1673.7% | $6,102+2309.3% | $11,599+1167.3% |