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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,267 | $105,145+57.2% | $94,664+74.6% | $139,466+18.5% |
| Participation rate | 71.4% | 82.4%-10.9pp | 80.8%-9.4pp | 80.3%-8.9pp |
| Annual return | 19.45% | 38.09%-18.6pp | 156.84%-137.4pp | 373.66%-354.2pp |
| Employer contribution / active EE | $3,715 | $4,107-9.6% | $3,673+1.1% | $4,754-21.9% |
| Participant deferral / active EE | $9,679 | $7,599+27.4% | $7,417+30.5% | $6,712+44.2% |
| Admin fee / account holder | $2,770 | $8,972-69.1% | $7,222-61.6% | $11,409-75.7% |