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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,659 | $78,705-66.1% | $117,860-77.4% | $70,124-62.0% |
| Participation rate | 72.0% | 73.2%-1.2pp | 79.7%-7.7pp | 69.5%+2.5pp |
| Annual return | 14.57% | 23.30%-8.7pp | 335.10%-320.5pp | 73.14%-58.6pp |
| Employer contribution / active EE | $1,270 | $2,223-42.9% | $3,786-66.5% | $2,342-45.8% |
| Participant deferral / active EE | $2,405 | $3,297-27.1% | $4,482-46.3% | $3,332-27.8% |
| Admin fee / account holder | $1,279 | $5,065-74.7% | $8,021-84.0% | $4,645-72.5% |