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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,325 | $82,678-37.9% | $125,391-59.1% | $68,490-25.1% |
| Participation rate | 75.0% | 75.1%-0.1pp | 82.4%-7.4pp | 67.9%+7.1pp |
| Annual return | -12.67% | -5.97%-6.7pp | 572.41%-585.1pp | -7.85%-4.8pp |
| Employer contribution / active EE | $2,980 | $3,382-11.9% | $4,816-38.1% | $2,597+14.7% |
| Participant deferral / active EE | $6,509 | $6,111+6.5% | $7,448-12.6% | $4,028+61.6% |
| Admin fee / account holder | $711 | $6,277-88.7% | $10,009-92.9% | $5,403-86.8% |