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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,926 | $150,446-53.5% | $136,297-48.7% | $147,585-52.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.09% | 1049.14%-1033.1pp | 5156.19%-5140.1pp | 578.58%-562.5pp |
| Employer contribution / active EE | $5,556 | $5,256+5.7% | $4,696+18.3% | $4,876+13.9% |
| Participant deferral / active EE | $7,840 | $6,631+18.2% | $6,247+25.5% | $5,439+44.2% |
| Admin fee / account holder | $8,485 | $10,906-22.2% | $9,244-8.2% | $10,886-22.1% |