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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,544 | $228,352-3.0% | $185,835+19.2% | $158,966+39.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 18.40% | 40.81%-22.4pp | 35.96%-17.6pp | 302.95%-284.5pp |
| Employer contribution / active EE | $14,817 | $4,967+198.3% | $4,087+262.5% | $4,762+211.1% |
| Participant deferral / active EE | $17,345 | $6,416+170.3% | $5,633+207.9% | $5,983+189.9% |
| Admin fee / account holder | $17,360 | $11,867+46.3% | $9,502+82.7% | $11,250+54.3% |