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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,976 | $97,125+81.2% | $86,233+104.1% | $137,256+28.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 10.01% | 74.19%-64.2pp | 61.39%-51.4pp | 220.34%-210.3pp |
| Employer contribution / active EE | $9,505 | $2,841+234.5% | $2,504+279.5% | $4,156+128.7% |
| Participant deferral / active EE | $10,201 | $5,180+96.9% | $4,559+123.7% | $6,407+59.2% |
| Admin fee / account holder | $560 | $9,725-94.2% | $8,342-93.3% | $12,270-95.4% |