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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,262 | $180,462-58.8% | $154,111-51.8% | $135,379-45.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.79% | 888.17%-896.0pp | 735.18%-743.0pp | 519.79%-527.6pp |
| Employer contribution / active EE | $8,744 | $6,036+44.9% | $5,298+65.0% | $4,779+83.0% |
| Participant deferral / active EE | $6,284 | $5,806+8.2% | $5,081+23.7% | $5,609+12.0% |
| Admin fee / account holder | $3,239 | $16,145-79.9% | $13,411-75.9% | $10,828-70.1% |