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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,634 | $58,828-54.7% | $78,002-65.9% | $62,881-57.6% |
| Participation rate | 74.3% | 71.1%+3.2pp | 75.5%-1.2pp | 69.3%+5.0pp |
| Annual return | 7.49% | 17.16%-9.7pp | 425.99%-418.5pp | 20.14%-12.7pp |
| Employer contribution / active EE | $4,386 | $1,672+162.4% | $2,470+77.5% | $2,281+92.3% |
| Participant deferral / active EE | $588 | $2,686-78.1% | $3,497-83.2% | $3,203-81.6% |
| Admin fee / account holder | $772 | $4,393-82.4% | $5,481-85.9% | $4,296-82.0% |