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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,103 | $98,240-53.1% | $82,312-44.0% | $147,586-68.8% |
| Participation rate | 71.4% | 79.7%-8.3pp | 76.9%-5.5pp | 82.8%-11.4pp |
| Annual return | 5.51% | 30.85%-25.3pp | 25.88%-20.4pp | 578.59%-573.1pp |
| Employer contribution / active EE | $905 | $3,192-71.6% | $2,428-62.7% | $4,876-81.4% |
| Participant deferral / active EE | $2,709 | $4,383-38.2% | $3,706-26.9% | $5,439-50.2% |
| Admin fee / account holder | $3,923 | $8,563-54.2% | $5,608-30.0% | $10,886-64.0% |