Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,829 | $65,034-48.0% | $90,974-62.8% | $79,859-57.6% |
| Participation rate | 43.0% | 61.6%-18.6pp | 69.0%-26.0pp | 69.6%-26.6pp |
| Annual return | 13.35% | 30.45%-17.1pp | 134.60%-121.3pp | 31.71%-18.4pp |
| Employer contribution / active EE | $522 | $1,247-58.2% | $2,122-75.4% | $2,471-78.9% |
| Participant deferral / active EE | $1,405 | $2,512-44.1% | $3,373-58.3% | $3,741-62.4% |
| Admin fee / account holder | $2,719 | $4,536-40.0% | $5,961-54.4% | $5,307-48.8% |