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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,939 | $101,618-1.7% | $93,063+7.4% | $137,256-27.2% |
| Participation rate | 66.7% | 74.9%-8.3pp | 72.1%-5.4pp | 80.0%-13.3pp |
| Annual return | 12.52% | 223.95%-211.4pp | 34.15%-21.6pp | 220.34%-207.8pp |
| Employer contribution / active EE | $839 | $2,707-69.0% | $2,476-66.1% | $4,156-79.8% |
| Participant deferral / active EE | $5,306 | $4,279+24.0% | $3,958+34.0% | $6,407-17.2% |
| Admin fee / account holder | $254 | $6,198-95.9% | $6,033-95.8% | $12,270-97.9% |