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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,280 | $125,797-73.5% | $170,043-80.4% | $75,173-55.7% |
| Participation rate | 90.5% | 83.6%+6.9pp | 87.0%+3.5pp | 67.2%+23.3pp |
| Annual return | 21.48% | 27.20%-5.7pp | 53.40%-31.9pp | 160.72%-139.2pp |
| Employer contribution / active EE | $2,142 | $4,616-53.6% | $6,790-68.5% | $2,671-19.8% |
| Participant deferral / active EE | $4,780 | $6,838-30.1% | $10,410-54.1% | $4,126+15.8% |
| Admin fee / account holder | $843 | $8,177-89.7% | $12,824-93.4% | $5,651-85.1% |