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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,960 | $106,247-60.5% | $96,515-56.5% | $139,466-69.9% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 15.88% | 38.47%-22.6pp | 35.73%-19.8pp | 373.66%-357.8pp |
| Employer contribution / active EE | $1,314 | $4,106-68.0% | $3,740-64.9% | $4,754-72.4% |
| Participant deferral / active EE | $1,763 | $5,456-67.7% | $4,880-63.9% | $6,712-73.7% |
| Admin fee / account holder | $3,735 | $7,885-52.6% | $6,735-44.6% | $11,409-67.3% |