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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,809 | $138,076-38.6% | $123,553-31.4% | $135,380-37.4% |
| Participation rate | 83.3% | 84.7%-1.4pp | 82.3%+1.0pp | 82.6%+0.7pp |
| Annual return | -10.16% | 153.70%-163.9pp | 119.21%-129.4pp | 519.81%-530.0pp |
| Employer contribution / active EE | $1,836 | $5,152-64.4% | $4,628-60.3% | $4,779-61.6% |
| Participant deferral / active EE | $12,521 | $6,800+84.1% | $6,426+94.9% | $5,609+123.2% |
| Admin fee / account holder | $387 | $10,917-96.5% | $9,284-95.8% | $10,828-96.4% |