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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,052 | $197,625-28.6% | $177,840-20.7% | $158,966-11.3% |
| Participation rate | 94.4% | 88.5%+5.9pp | 87.7%+6.7pp | 82.0%+12.5pp |
| Annual return | 12.55% | 58.76%-46.2pp | 48.32%-35.8pp | 302.95%-290.4pp |
| Employer contribution / active EE | $5,381 | $6,698-19.7% | $5,919-9.1% | $4,762+13.0% |
| Participant deferral / active EE | $3,039 | $8,405-63.8% | $7,714-60.6% | $5,983-49.2% |
| Admin fee / account holder | $66,539 | $15,405+331.9% | $12,431+435.3% | $11,250+491.5% |