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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,934 | $180,462+32.4% | $154,111+55.0% | $135,379+76.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.96% | 888.17%-894.1pp | 735.18%-741.1pp | 519.79%-525.7pp |
| Employer contribution / active EE | $6,853 | $6,036+13.5% | $5,298+29.4% | $4,779+43.4% |
| Participant deferral / active EE | $5,726 | $5,806-1.4% | $5,081+12.7% | $5,609+2.1% |
| Admin fee / account holder | $11,097 | $16,145-31.3% | $13,411-17.3% | $10,828+2.5% |