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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,224 | $89,367+43.5% | $141,191-9.2% | $72,975+75.7% |
| Participation rate | 97.3% | 75.1%+22.2pp | 82.5%+14.8pp | 69.5%+27.8pp |
| Annual return | 16.20% | 111.87%-95.7pp | 71.41%-55.2pp | 81.01%-64.8pp |
| Employer contribution / active EE | $5,820 | $3,115+86.8% | $4,736+22.9% | $2,440+138.5% |
| Participant deferral / active EE | $6,515 | $5,419+20.2% | $6,710-2.9% | $3,608+80.6% |
| Admin fee / account holder | $41,220 | $5,957+592.0% | $10,264+301.6% | $5,124+704.4% |