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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,794 | $134,817-68.3% | $123,973-65.5% | $155,188-72.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 3.58% | 515.49%-511.9pp | 388.13%-384.5pp | 148.84%-145.3pp |
| Employer contribution / active EE | $8,357 | $4,425+88.9% | $4,126+102.6% | $4,248+96.7% |
| Participant deferral / active EE | $15,579 | $5,706+173.0% | $5,247+196.9% | $6,531+138.5% |
| Admin fee / account holder | $368,289 | $13,245+2680.5% | $11,799+3021.4% | $14,480+2443.5% |