Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,740 | $105,200+7.2% | $159,474-29.3% | $85,847+31.3% |
| Participation rate | 59.1% | 75.8%-16.7pp | 82.8%-23.7pp | 69.3%-10.2pp |
| Annual return | 11.30% | 45.08%-33.8pp | 263.68%-252.4pp | 318.61%-307.3pp |
| Employer contribution / active EE | $2,252 | $3,319-32.1% | $4,831-53.4% | $2,565-12.2% |
| Participant deferral / active EE | $4,251 | $5,946-28.5% | $7,353-42.2% | $3,952+7.6% |
| Admin fee / account holder | $3,253 | $6,934-53.1% | $10,802-69.9% | $6,261-48.0% |