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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,021 | $62,589+85.4% | $76,768+51.1% | $64,173+80.8% |
| Participation rate | 97.2% | 72.8%+24.4pp | 77.0%+20.3pp | 69.6%+27.7pp |
| Annual return | -7.67% | -1.95%-5.7pp | 2.43%-10.1pp | 7.63%-15.3pp |
| Employer contribution / active EE | $3,554 | $1,832+94.0% | $2,485+43.0% | $2,381+49.3% |
| Participant deferral / active EE | $5,518 | $3,145+75.5% | $3,852+43.3% | $3,470+59.0% |
| Admin fee / account holder | $1,400 | $4,667-70.0% | $6,675-79.0% | $4,887-71.4% |