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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,774 | $92,219-87.2% | $76,768-84.7% | $135,379-91.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.15% | 5.46%-11.6pp | 2.43%-8.6pp | 519.79%-525.9pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,691 | $4,508-40.3% | $3,852-30.1% | $5,609-52.0% |
| Admin fee / account holder | $328 | $10,749-96.9% | $6,675-95.1% | $10,828-97.0% |