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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,370 | $202,342+164.6% | $172,753+209.9% | $152,909+250.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.37% | 1029.88%-1003.5pp | 803.00%-776.6pp | 345.46%-319.1pp |
| Employer contribution / active EE | $10,912 | $5,857+86.3% | $5,144+112.1% | $4,764+129.1% |
| Participant deferral / active EE | $6,894 | $5,948+15.9% | $5,198+32.6% | $5,851+17.8% |
| Admin fee / account holder | $38,094 | $17,112+122.6% | $13,956+173.0% | $11,601+228.4% |