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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS1+ years Filed as: AMERICAN PENSIONS Service code 15 · EIN 57-0219408 | Recordkeeping | $76,844 |
SMITH SAPP BOOKHOUT CRUMPLER1+ years Service code 10 · EIN 57-0801130 | Accounting | $4,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,757 | $75,832+108.0% | $147,618+6.9% | $59,633+164.5% |
| Participation rate | 72.8% | 71.6%+1.3pp | 84.6%-11.8pp | 68.7%+4.2pp |
| Annual return | -1.37% | 0.37%-1.7pp | 61.98%-63.3pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $6,418 | $3,485+84.2% | $5,565+15.3% | $2,203+191.4% |
| Participant deferral / active EE | $5,678 | $3,131+81.4% | $4,895+16.0% | $3,192+77.9% |
| Admin fee / account holder | $770 | $5,986-87.1% | $11,612-93.4% | $4,297-82.1% |