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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,860 | $180,459-50.2% | $154,108-41.7% | $135,380-33.6% |
| Participation rate | 94.1% | 87.4%+6.7pp | 83.0%+11.1pp | 82.6%+11.5pp |
| Annual return | 0.40% | 888.21%-887.8pp | 735.21%-734.8pp | 519.81%-519.4pp |
| Employer contribution / active EE | $3,895 | $6,035-35.5% | $5,298-26.5% | $4,779-18.5% |
| Participant deferral / active EE | $2,603 | $5,806-55.2% | $5,081-48.8% | $5,609-53.6% |
| Admin fee / account holder | $5,622 | $16,145-65.2% | $13,411-58.1% | $10,828-48.1% |