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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,036 | $26,137+80.0% | $58,561-19.7% | $74,460-36.8% |
| Participation rate | 0.3% | 32.2%-31.9pp | 50.9%-50.6pp | 70.7%-70.4pp |
| Annual return | 27.37% | 32.53%-5.2pp | 4251.33%-4224.0pp | 34.38%-7.0pp |
| Employer contribution / active EE | $90 | $537-83.2% | $1,053-91.4% | $2,638-96.6% |
| Participant deferral / active EE | $525 | $1,076-51.2% | $1,923-72.7% | $4,530-88.4% |
| Admin fee / account holder | $2,217 | $648+242.0% | $2,520-12.1% | $348+537.3% |