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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,931 | $106,247-92.5% | $96,515-91.8% | $139,466-94.3% |
| Participation rate | 36.8% | 77.8%-41.0pp | 74.3%-37.5pp | 80.3%-43.5pp |
| Annual return | 48.71% | 38.47%+10.2pp | 35.73%+13.0pp | 373.66%-325.0pp |
| Employer contribution / active EE | $1,348 | $4,106-67.2% | $3,740-64.0% | $4,754-71.6% |
| Participant deferral / active EE | $2,663 | $5,456-51.2% | $4,880-45.4% | $6,712-60.3% |
| Admin fee / account holder | $131 | $7,885-98.3% | $6,735-98.1% | $11,409-98.9% |