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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,761 | $84,236+26.7% | $170,435-37.4% | $70,126+52.2% |
| Participation rate | 57.9% | 70.8%-12.9pp | 83.6%-25.7pp | 69.5%-11.6pp |
| Annual return | 16.50% | 23.06%-6.6pp | 205.94%-189.4pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,659 | $3,387-51.0% | $5,432-69.5% | $2,343-29.2% |
| Participant deferral / active EE | $4,539 | $3,086+47.1% | $4,939-8.1% | $3,332+36.2% |
| Admin fee / account holder | $16,885 | $5,698+196.3% | $13,881+21.6% | $4,645+263.5% |