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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,693 | $148,623+94.2% | $135,974+112.3% | $139,466+107.0% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 83.40% | 79.30%+4.1pp | 68.30%+15.1pp | 373.66%-290.3pp |
| Employer contribution / active EE | $12,911 | $5,246+146.1% | $4,859+165.7% | $4,754+171.6% |
| Participant deferral / active EE | $0 | $8,103-100.0% | $7,760-100.0% | $6,712-100.0% |
| Admin fee / account holder | $17,077 | $12,406+37.7% | $10,767+58.6% | $11,409+49.7% |