See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $43,913 |
MATCH GRADE ADVISORS, LLC3 years Service code 26 · EIN 83-1832626 | Advisory (Participants) | $9,953 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,628 | $42,353+7.7% | $79,550-42.6% | $64,808-29.6% |
| Participation rate | 24.4% | 64.8%-40.4pp | 69.5%-45.1pp | 71.5%-47.1pp |
| Annual return | -20.98% | -12.24%-8.7pp | 0.16%-21.1pp | 32.82%-53.8pp |
| Employer contribution / active EE | $848 | $1,181-28.2% | $2,413-64.9% | $2,506-66.2% |
| Participant deferral / active EE | $3,798 | $3,170+19.8% | $3,985-4.7% | $4,310-11.9% |
| Admin fee / account holder | $331 | $160+107.4% | $6,832-95.2% | $188+76.2% |