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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,635 | $107,363-57.5% | $92,909-50.9% | $152,897-70.2% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 25.22% | 145.63%-120.4pp | 109.44%-84.2pp | 345.43%-320.2pp |
| Employer contribution / active EE | $1,811 | $4,222-57.1% | $3,653-50.4% | $4,764-62.0% |
| Participant deferral / active EE | $6,279 | $4,848+29.5% | $4,238+48.2% | $5,851+7.3% |
| Admin fee / account holder | $1,161 | $7,082-83.6% | $5,795-80.0% | $11,599-90.0% |