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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,127 | $202,440+11.2% | $169,390+32.9% | $139,466+61.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 215.55% | 532.36%-316.8pp | 406.07%-190.5pp | 373.66%-158.1pp |
| Employer contribution / active EE | $20,460 | $4,693+336.0% | $4,013+409.9% | $4,754+330.4% |
| Participant deferral / active EE | $15,538 | $6,940+123.9% | $6,222+149.7% | $6,712+131.5% |
| Admin fee / account holder | $2,781 | $10,722-74.1% | $9,015-69.2% | $11,409-75.6% |