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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,989 | $45,438-58.2% | $80,004-76.3% | $59,633-68.2% |
| Participation rate | 83.7% | 63.7%+20.0pp | 73.0%+10.7pp | 68.7%+15.1pp |
| Annual return | -3.78% | 5.10%-8.9pp | 7.63%-11.4pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $319 | $1,236-74.2% | $2,473-87.1% | $2,203-85.5% |
| Participant deferral / active EE | $2,569 | $2,231+15.2% | $3,204-19.8% | $3,192-19.5% |
| Admin fee / account holder | $1,351 | $3,464-61.0% | $5,033-73.2% | $4,297-68.6% |