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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,694 | $77,908-83.7% | $149,696-91.5% | $75,173-83.1% |
| Participation rate | 34.7% | 65.6%-30.9pp | 78.8%-44.1pp | 67.2%-32.5pp |
| Annual return | 24.48% | 31.73%-7.2pp | 134.46%-110.0pp | 160.72%-136.2pp |
| Employer contribution / active EE | $379 | $3,138-87.9% | $4,821-92.1% | $2,671-85.8% |
| Participant deferral / active EE | $1,294 | $3,411-62.1% | $5,682-77.2% | $4,126-68.6% |
| Admin fee / account holder | $531 | $5,950-91.1% | $13,212-96.0% | $5,651-90.6% |