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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,756 | $67,411-52.9% | $91,004-65.1% | $70,126-54.7% |
| Participation rate | 65.9% | 71.4%-5.5pp | 75.6%-9.7pp | 69.5%-3.6pp |
| Annual return | 14.38% | -40.16%+54.5pp | 4.60%+9.8pp | 73.15%-58.8pp |
| Employer contribution / active EE | $1,397 | $1,786-21.8% | $2,456-43.1% | $2,343-40.4% |
| Participant deferral / active EE | $4,902 | $2,823+73.7% | $3,548+38.2% | $3,332+47.1% |
| Admin fee / account holder | $7,115 | $4,236+68.0% | $5,417+31.3% | $4,645+53.2% |