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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,230 | $106,280-59.3% | $96,538-55.2% | $139,487-69.0% |
| Participation rate | 64.3% | 77.8%-13.6pp | 74.3%-10.1pp | 80.3%-16.1pp |
| Annual return | 18.83% | 38.48%-19.7pp | 35.74%-16.9pp | 373.84%-355.0pp |
| Employer contribution / active EE | $1,258 | $4,107-69.4% | $3,740-66.4% | $4,755-73.5% |
| Participant deferral / active EE | $7,913 | $5,457+45.0% | $4,880+62.1% | $6,713+17.9% |
| Admin fee / account holder | $321 | $7,888-95.9% | $6,737-95.2% | $11,407-97.2% |