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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,772 | $78,682-16.4% | $109,188-39.8% | $85,851-23.4% |
| Participation rate | 97.0% | 68.3%+28.7pp | 75.9%+21.1pp | 69.3%+27.6pp |
| Annual return | 13.68% | 25.09%-11.4pp | 25.76%-12.1pp | 318.63%-305.0pp |
| Employer contribution / active EE | $3,092 | $2,734+13.1% | $3,723-16.9% | $2,565+20.5% |
| Participant deferral / active EE | $5,339 | $3,468+54.0% | $4,654+14.7% | $3,952+35.1% |
| Admin fee / account holder | $5,615 | $5,470+2.7% | $6,755-16.9% | $6,261-10.3% |