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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,168 | $87,834-89.6% | $133,975-93.2% | $62,881-85.4% |
| Participation rate | 81.4% | 83.4%-2.0pp | 87.1%-5.7pp | 69.3%+12.1pp |
| Annual return | 6.33% | 12.05%-5.7pp | 29.29%-23.0pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,486 | $3,482-57.3% | $5,211-71.5% | $2,281-34.8% |
| Participant deferral / active EE | $2,289 | $4,812-52.4% | $6,282-63.6% | $3,203-28.5% |
| Admin fee / account holder | $2,253 | $5,372-58.1% | $9,324-75.8% | $4,296-47.6% |