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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,644 | $117,829-40.9% | $102,423-32.0% | $145,877-52.3% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 15.14% | 31.83%-16.7pp | 29.42%-14.3pp | 551.28%-536.1pp |
| Employer contribution / active EE | $19,193 | $3,615+431.0% | $3,023+534.9% | $4,663+311.6% |
| Participant deferral / active EE | $7,667 | $5,732+33.7% | $5,054+51.7% | $6,691+14.6% |
| Admin fee / account holder | $410 | $13,335-96.9% | $9,455-95.7% | $13,402-96.9% |