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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,363 | $99,652+155.3% | $78,778+222.9% | $147,586+72.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 21.99% | 47.28%-25.3pp | 35.62%-13.6pp | 578.59%-556.6pp |
| Employer contribution / active EE | $2,828 | $2,796+1.1% | $1,986+42.4% | $4,876-42.0% |
| Participant deferral / active EE | $7,121 | $3,664+94.4% | $2,958+140.7% | $5,439+30.9% |
| Admin fee / account holder | $1,100 | $7,155-84.6% | $5,134-78.6% | $10,886-89.9% |