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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,871 | $183,592-34.7% | $155,574-22.9% | $145,877-17.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 8.57% | 61.37%-52.8pp | 64.87%-56.3pp | 551.28%-542.7pp |
| Employer contribution / active EE | $5,306 | $5,317-0.2% | $4,676+13.5% | $4,663+13.8% |
| Participant deferral / active EE | $7,209 | $6,466+11.5% | $5,629+28.1% | $6,691+7.7% |
| Admin fee / account holder | $379 | $19,316-98.0% | $15,914-97.6% | $13,402-97.2% |